space captain, if you know enough to quote like that from your head as opposed to cut-and-paste, you would also know that the concept of Karma has been debated in India and Southeast Asia for over 2000 years, and both the "moralistic" and "legalistic" traditions have been alive for that entire time. It is perfectly acceptable for someone to think of Karma as a moral quid pro quo, millions of Hindus and Buddhists have though, and still think, of it this way.
Educated and monastic people have tended to look down upon the moralistic interpretation of karma, but saying that it is magical morality retribution is EXACTLY (really, creepily) the same as telling Catholics that there isn't some silly magic force at work during Mass or that saint's relics don't turn into pieces of God. Whether or not that is insane is a completely different matter from whether it is a decent explanation of what they believe.
I just don't want people to get the idea that Buddhists or Hindus are more intelligent, in general, in their theology as others.