If something should happen I imagine I will quickly take on the form/shape of a cinder.
This is a very common opinion, from what I've seen, but an incorrect one. Many people seem to assume that if a nuclear power plant had a failure, it would be equivalent to a hydrogen bomb and destroy the surrounding area instantly.
The way a core meltdown really works is exactly like the name suggests -- the nuclear core's restraints fail, and it is so hot that it instantly melts through its container and down into the surface of the earth, simultaneously vaporizing the water near it. The now-radioactive steam comes up through the surface of the earth and saturates the surrounding area with more radiation. If it does kill you right away, it'll be a slow, agonizing death; if it doesn't, you'll probably develop all kinds of painful cancers that will kill you in a few years.
That's not to say that I'm against nuclear power plants, I just think they should be built away from civilized areas and with uncountable levels of redundancy. ;-)