Out of the Blue

I want to thank all of you who provided feedback on my recent comment about replacing my debit card. While that card claims various forms of fraud protection, I recognize that using a credit card is an inherently safer and wiser way to go. So I applied for one to use for online purchases and subscriptions. And since this was through my bank it was a very smooth operation. It took just minutes to apply and I got approved in less than a minute, which seems amazingly modern. Since my debit card was cancelled when I reported it missing, it should be easy enough to set up things with the new credit card. I'm sure I will receive notifications when my debit card fails to go through.

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19 Replies. 1 pages. Viewing page 1.
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19.
 
Re: Out of the Blue
Apr 13, 2021, 13:58
19.
Re: Out of the Blue Apr 13, 2021, 13:58
Apr 13, 2021, 13:58
 
Just saw this headline: "Chief: Officer meant to use Taser, not firearm, on Daunte Wright"

Uh huh, my response to that is, "I meant to open an account, not rob the bank".
“Extinction is the rule. Survival is the exception.” -- Carl Sagan
18.
 
Re: Out of the Blue
Apr 12, 2021, 21:59
18.
Re: Out of the Blue Apr 12, 2021, 21:59
Apr 12, 2021, 21:59
 
There is no such thing as an accidental discharge of a firearm.
If you have an ad at a range during a match, your automatically disqualified.
To think that you confused a taser, (something that feels totally different and weighs different and looks totally different), with your issued firearm is unimaginable.
- I refer to it as BC, Before Corona, and AD, After Disaster. -
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17.
 
Re: Out of the Blue
Apr 12, 2021, 21:44
17.
Re: Out of the Blue Apr 12, 2021, 21:44
Apr 12, 2021, 21:44
 
Cutter wrote on Apr 12, 2021, 20:43:
No, it doesn't warrant a death sentence but blacks keep refusing to take any responsibility in these matters. Why didn't he just surrender?
Yeah, whites never run from the cops! Rolleyes

He was stopped for a minor traffic violation, they found out he had two warrants for misdemeanors and he ended up dead.
“Extinction is the rule. Survival is the exception.” -- Carl Sagan
16.
 
Re: Out of the Blue
Apr 12, 2021, 20:43
16.
Re: Out of the Blue Apr 12, 2021, 20:43
Apr 12, 2021, 20:43
 
Mr. Tact wrote on Apr 12, 2021, 18:56:
Cutter wrote on Apr 12, 2021, 18:32:
Fucking wild west down there, guys.
It has been the wild west for a long time, there is just a lot more exposure to it these days. There was also another cop killing of a civilian in Minnesota not far from where the Chauvin trial is going on...

Edit: Just read the latest shooting by cop is being called an accident, it seems the officer meant you use the Taser? At least that seems to be what they are claiming...

Yeah I'm sure, went for his taser and grabbed his gun. Happens all the time, right? Beyond that the reality is that is was another black man who was a convicted criminal with a warrant out for his arrest who resisted arrest. No, it doesn't warrant a death sentence but blacks keep refusing to take any responsibility in these matters. Why didn't he just surrender?
"You have enemies? Good. That means you’ve stood up for something, sometime in your life."
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15.
 
Re: Out of the Blue
Apr 12, 2021, 20:41
15.
Re: Out of the Blue Apr 12, 2021, 20:41
Apr 12, 2021, 20:41
 
PHJF wrote on Apr 12, 2021, 20:13:
Pretty sure Chinese restaurants are the *only* places I've ever seen that charge customers for paying with credit.

Oh, and the government, of course.

Maybe it's more common up here. Happens at farmers markets and other places too.

"You have enemies? Good. That means you’ve stood up for something, sometime in your life."
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14.
 
Re: Out of the Blue
Apr 12, 2021, 20:13
PHJF
 
14.
Re: Out of the Blue Apr 12, 2021, 20:13
Apr 12, 2021, 20:13
 PHJF
 
Pretty sure Chinese restaurants are the *only* places I've ever seen that charge customers for paying with credit.

Oh, and the government, of course.
Steam + PSN: PHJF
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13.
 
Re: Out of the Blue
Apr 12, 2021, 18:56
13.
Re: Out of the Blue Apr 12, 2021, 18:56
Apr 12, 2021, 18:56
 
Cutter wrote on Apr 12, 2021, 18:32:
Fucking wild west down there, guys.
It has been the wild west for a long time, there is just a lot more exposure to it these days. There was also another cop killing of a civilian in Minnesota not far from where the Chauvin trial is going on...

Edit: Just read the latest shooting by cop is being called an accident, it seems the officer meant you use the Taser? At least that seems to be what they are claiming...
“Extinction is the rule. Survival is the exception.” -- Carl Sagan
12.
 
Re: Out of the Blue
Apr 12, 2021, 18:32
12.
Re: Out of the Blue Apr 12, 2021, 18:32
Apr 12, 2021, 18:32
 
Fuck is going on America? How many cops have been shot and/or killed in the last few days? All I'm seeing are these news bits coming out of there with cops getting shot up all over the place. That cop getting killed in New Mexico? That was fucking crazy! And just doing a quick news search also brought back a ton of news of cops killing people all over the place. Fucking wild west down there, guys.

"You have enemies? Good. That means you’ve stood up for something, sometime in your life."
Avatar 25394
11.
 
Re: Tony Hawk Lands His Last-Ever Ollie 540 Aged 52.
Apr 12, 2021, 18:17
11.
Re: Tony Hawk Lands His Last-Ever Ollie 540 Aged 52. Apr 12, 2021, 18:17
Apr 12, 2021, 18:17
 
Mr. Tact wrote on Apr 12, 2021, 14:58:
Yep. Getting old sucks, however it is better than the alternative (usually).

Well, there's always worse things than death. The thing that trips me out is knowing that I have - more than likely - way fewer days in front of me than behind me. Realistically I have 2 decades'ish probably, 3'ish plus if I'm lucky. And again, if I'm a broken down ol' mess I'd rather check out early. Ahh well, it was a pretty good run.
"You have enemies? Good. That means you’ve stood up for something, sometime in your life."
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10.
 
Re: Out of the Blue
Apr 12, 2021, 18:14
10.
Re: Out of the Blue Apr 12, 2021, 18:14
Apr 12, 2021, 18:14
 
MeanJim wrote on Apr 12, 2021, 15:49:
I haven't had a credit card in a long time. Apparently they don't like you if you don't make money for them. The first one I had, I kept to use for emergencies. They didn't like that I wasn't using it regularly and sent me a notice that if I didn't use it by a certain date, they would cancel it, so I made a few purchases with it, paid it off immediately and they canceled it anyway. I later got another one, this time I made sure to regularly use it, but I'd always pay it off before its due date so as not to pay interest. I had it for a few years, and the bank changed hands a dozen or so times. Eventually it was taken over by a bank that didn't like that I wasn't a money cow and canceled me. I haven't had another one since.

Try a different card. I've been using the same Mastercard for 20+ years and I'm religious about paying my bill every month. They don't make sweet FA off of me beyond the 3 points they charge the vendor. And mine is a points for groceries card, so every year in December I use them up and I earn about $200 in groceries. So not bad.


"You have enemies? Good. That means you’ve stood up for something, sometime in your life."
Avatar 25394
9.
 
Re: Out of the Blue
Apr 12, 2021, 18:12
9.
Re: Out of the Blue Apr 12, 2021, 18:12
Apr 12, 2021, 18:12
 
Tom wrote on Apr 12, 2021, 16:08:
Credit card companies take a cut of every transaction, so they make money off you as long as you use the card.

A lot of places now charge the customer for that. Just today I made a large purchase and was told I'd have to pay the 3 points if I wanted to use my CC. Just about any Chinese resto I've ever been to does that - and discounts for cash. I actually have zero problem with that.

"You have enemies? Good. That means you’ve stood up for something, sometime in your life."
Avatar 25394
8.
 
Re: Out of the Blue
Apr 12, 2021, 16:24
8.
Re: Out of the Blue Apr 12, 2021, 16:24
Apr 12, 2021, 16:24
 
MeanJim wrote on Apr 12, 2021, 15:49:
I haven't had a credit card in a long time. Apparently they don't like you if you don't make money for them. The first one I had, I kept to use for emergencies. They didn't like that I wasn't using it regularly and sent me a notice that if I didn't use it by a certain date, they would cancel it, so I made a few purchases with it, paid it off immediately and they canceled it anyway. I later got another one, this time I made sure to regularly use it, but I'd always pay it off before its due date so as not to pay interest. I had it for a few years, and the bank changed hands a dozen or so times. Eventually it was taken over by a bank that didn't like that I wasn't a money cow and canceled me. I haven't had another one since.
In my youth I knowingly lived beyond my means -- including buying a car which cost me more than my annual salary. I was a credit card company's dream customer. Then in the 90s I landed my first job with a real salary and realized bankruptcy probably wouldn't help much since technically I could afford to payoff the thousands I owed. So, I set about doing that and I have not paid a penny in interest to them in the 21st century.

I have my Discover (which I use almost exclusively), a Visa through my credit union, and a Capital One Visa. I've been waiting for Capital One to do as you have indicated, drop me due to non-use. But it hasn't happened yet (I suspect because my credit score is very high). My Discover gets $1,200 - $1,800 charged each month (which includes my healthcare payments, internet connectivity, and my satellite tv charges), despite paying them no interest in the last two decades they haven't given any indication they don't want my business. Why would they? They're taking their skim off the top. I've also never paid fees for my checking accounts (outside buying checks).
“Extinction is the rule. Survival is the exception.” -- Carl Sagan
7.
 
Re: Out of the Blue
Apr 12, 2021, 16:08
Tom
7.
Re: Out of the Blue Apr 12, 2021, 16:08
Apr 12, 2021, 16:08
Tom
 
Credit card companies take a cut of every transaction, so they make money off you as long as you use the card.
6.
 
Re: Out of the Blue
Apr 12, 2021, 15:59
6.
Re: Out of the Blue Apr 12, 2021, 15:59
Apr 12, 2021, 15:59
 
MeanJim wrote on Apr 12, 2021, 15:49:
I haven't had a credit card in a long time. Apparently they don't like you if you don't make money for them. The first one I had, I kept to use for emergencies. They didn't like that I wasn't using it regularly and sent me a notice that if I didn't use it by a certain date, they would cancel it, so I made a few purchases with it, paid it off immediately and they canceled it anyway. I later got another one, this time I made sure to regularly use it, but I'd always pay it off before its due date so as not to pay interest. I had it for a few years, and the bank changed hands a dozen or so times. Eventually it was taken over by a bank that didn't like that I wasn't a money cow and canceled me. I haven't had another one since.

To the first, yeah, it's common to not support the infrastructure of someone not using it.

To the latter, that doesn't sound right, as the cast majority of credit card users pay in full, on time, every single month. That isn't how credit card companies make their primary income, so they are ok with that.

Credit cards, in general, are probably the best way to build your credit score.
5.
 
Re: Out of the Blue
Apr 12, 2021, 15:49
5.
Re: Out of the Blue Apr 12, 2021, 15:49
Apr 12, 2021, 15:49
 
I haven't had a credit card in a long time. Apparently they don't like you if you don't make money for them. The first one I had, I kept to use for emergencies. They didn't like that I wasn't using it regularly and sent me a notice that if I didn't use it by a certain date, they would cancel it, so I made a few purchases with it, paid it off immediately and they canceled it anyway. I later got another one, this time I made sure to regularly use it, but I'd always pay it off before its due date so as not to pay interest. I had it for a few years, and the bank changed hands a dozen or so times. Eventually it was taken over by a bank that didn't like that I wasn't a money cow and canceled me. I haven't had another one since.
"The only way anyone can live in peace is if they're prepared to forgive." - The Doctor
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4.
 
Re: Tony Hawk Lands His Last-Ever Ollie 540 Aged 52.
Apr 12, 2021, 14:58
4.
Re: Tony Hawk Lands His Last-Ever Ollie 540 Aged 52. Apr 12, 2021, 14:58
Apr 12, 2021, 14:58
 
Yep. Getting old sucks, however it is better than the alternative (usually).
“Extinction is the rule. Survival is the exception.” -- Carl Sagan
3.
 
Re: Out of the Blue
Apr 12, 2021, 14:18
Bronco
 
3.
Re: Out of the Blue Apr 12, 2021, 14:18
Apr 12, 2021, 14:18
 Bronco
 
FoxTrot is still a thing? I had no idea.
-TPFKAS2S
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2.
 
Re: Out of the Blue
Apr 12, 2021, 13:14
2.
Re: Out of the Blue Apr 12, 2021, 13:14
Apr 12, 2021, 13:14
 
Cutter wrote on Apr 12, 2021, 13:02:
I hate clickbait like that. They're not blue dunes, they're just a thermographic representation. You could do the same thing with the deserts here.
I felt the same way.
“Extinction is the rule. Survival is the exception.” -- Carl Sagan
1.
 
Re: Out of the Blue
Apr 12, 2021, 13:02
1.
Re: Out of the Blue Apr 12, 2021, 13:02
Apr 12, 2021, 13:02
 
I hate clickbait like that. They're not blue dunes, they're just a thermographic representation. You could do the same thing with the deserts here.
"You have enemies? Good. That means you’ve stood up for something, sometime in your life."
Avatar 25394
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