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Morning Metaverse

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47 Replies. 3 pages. Viewing page 1.
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47. Re: Morning Metaverse Feb 11, 2014, 09:26 InBlack
 
Jesus, I hate those words. (liberal, conservative) They dont mean what they are supposed to mean anymore and most people dont seem to realize or simply dont care.

Reading a really good book ATM on the subject if you are interested by Stephen S. Wolin, Democracy Inc.
 
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46. Re: Morning Metaverse Feb 11, 2014, 08:17 Prez
 
We'll make a leftie of you yet Prez

Haha! I prefer to stay middle-of-the-road on most things, but there is sometimes undeniable truth in what either side might be saying. If conservatives are calling me liberal and liberals are calling me conservative, I know I am maintaining the proper balance!
 
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45. Re: Morning Metaverse Feb 11, 2014, 07:59 InBlack
 
Prez wrote on Feb 11, 2014, 07:31:
But, but, but the free market is the most efficient and solves all problems!


It could be I think if it were properly regulated.


If its regulated, it isnt exactly free now is it?

That's not really what "free" means. A "free" society still has laws it must follow. Un-regulated capitalism is a disaster.

We'll make a leftie of you yet Prez
 
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44. Re: Morning Metaverse Feb 11, 2014, 07:31 Prez
 
But, but, but the free market is the most efficient and solves all problems!


It could be I think if it were properly regulated.


If its regulated, it isnt exactly free now is it?

That's not really what "free" means. A "free" society still has laws it must follow. Un-regulated capitalism is a disaster.
 
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43. Re: Morning Metaverse Feb 11, 2014, 04:43 InBlack
 
Beamer wrote on Feb 10, 2014, 18:37:
Cutter wrote on Feb 10, 2014, 16:42:
Beamer wrote on Feb 10, 2014, 13:03:
Cutter wrote on Feb 10, 2014, 12:02:
B) No they shouldn't be cutting benefits for everyone. There do, however, need to be limits for everyone however so they don't bleed everyone else dry. The needs of the many outweigh those of the few sort of thing. Life at any cost? I don't think so. That goes against the natural order of things.

So people buy insurance for these situations, then... shouldn't be able to use it?
The baby, who will grow up healthy, should die? Because natural order of things?

I assume, then, you take no medication. Cavemen didn't take medication! If they had a kidney stone they died, dammit!


Also, keep in mind that this didn't cost AOL $1 million (I don't think.) It cost their insurance company that much. A company that exists solely for this reason.

You're wrong again, as usual. People have used natural medicines for time immemorial. However, what they didn't use were machines to artificially alive when they were clearly meant to die.

And unless you're willing to have a wholly regulated society that puts people ahead of profits - and clearly you anti-socialists are not - then there will never be enough to go around. So that means tough choices and limits for everyone - except the wealthy. So the millionaires and billionaires win as usual because you don't think they should pay their share like everyone else.

"Natural medicines." So you use nothing prescription, instead you chew on tree bark from GNC?

And I do appreciate being called an anti-socialist after so many years of being called a socialist here. But, if you're criticizing someone for being anti-socialist, does that make you a full fledged socialist?

Also, it makes no sense. I say we should be willing to pay to save babies that can be saved, and that AOL is wrong to put their profits first, and that the insurance company shouldn't complain because this is why you exist, and you claim I'm putting profits first.
I literally said that, in this case, fuck profits, and you claim I'm putting profits first.

I agree with Beamer on this, he is right about this and Cutter you are really making no sense. If you paid for insurance, you sure as hell deserve to get the proper medical care. If it was your baby you wouldnt be having this conversation or making that argument.
 
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42. Re: Morning Metaverse Feb 11, 2014, 04:39 InBlack
 
Prez wrote on Feb 10, 2014, 16:41:
jdreyer wrote on Feb 10, 2014, 15:41:
Yosemite Sam wrote on Feb 10, 2014, 15:17:
For profit healthcare isn't it wonderful.

But, but, but the free market is the most efficient and solves all problems!

It could be I think if it were properly regulated.

If its regulated, it isnt exactly free now is it?
 
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41. Re: Morning Metaverse Feb 10, 2014, 18:37 Beamer
 
Cutter wrote on Feb 10, 2014, 16:42:
Beamer wrote on Feb 10, 2014, 13:03:
Cutter wrote on Feb 10, 2014, 12:02:
B) No they shouldn't be cutting benefits for everyone. There do, however, need to be limits for everyone however so they don't bleed everyone else dry. The needs of the many outweigh those of the few sort of thing. Life at any cost? I don't think so. That goes against the natural order of things.

So people buy insurance for these situations, then... shouldn't be able to use it?
The baby, who will grow up healthy, should die? Because natural order of things?

I assume, then, you take no medication. Cavemen didn't take medication! If they had a kidney stone they died, dammit!


Also, keep in mind that this didn't cost AOL $1 million (I don't think.) It cost their insurance company that much. A company that exists solely for this reason.

You're wrong again, as usual. People have used natural medicines for time immemorial. However, what they didn't use were machines to artificially alive when they were clearly meant to die.

And unless you're willing to have a wholly regulated society that puts people ahead of profits - and clearly you anti-socialists are not - then there will never be enough to go around. So that means tough choices and limits for everyone - except the wealthy. So the millionaires and billionaires win as usual because you don't think they should pay their share like everyone else.

"Natural medicines." So you use nothing prescription, instead you chew on tree bark from GNC?

And I do appreciate being called an anti-socialist after so many years of being called a socialist here. But, if you're criticizing someone for being anti-socialist, does that make you a full fledged socialist?

Also, it makes no sense. I say we should be willing to pay to save babies that can be saved, and that AOL is wrong to put their profits first, and that the insurance company shouldn't complain because this is why you exist, and you claim I'm putting profits first.
I literally said that, in this case, fuck profits, and you claim I'm putting profits first.
 
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40. Re: Morning Metaverse Feb 10, 2014, 18:32 HorrorScope
 
Cutter wrote on Feb 10, 2014, 16:42:
However, what they didn't use were machines to artificially alive when they were clearly meant to die.

I'm actually one of those babies where without a machine I would have died. So every piss ass comment you get from me. Every time I feel bad. Feel like I let people down. Feels like the world is fucked and all that stuff. I just think to myself, I wasn't even supposed to be here, you bastards let me live when I was supposed to die and well since religion lives in fantasyland, I would have went to that most wonderful special version of heaven where dead babies go instantly. So not only was I deprived of that, now when I die I have to prove my worth at the pearly gates and at best go to the second rate adults version of heaven.

Now good news to the tax payer on my behalf, medical costs were so much lower then vs today. That's the real crime the costs of these tools and procedures.
 
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39. Re: Morning Metaverse Feb 10, 2014, 16:42 Cutter
 
Beamer wrote on Feb 10, 2014, 13:03:
Cutter wrote on Feb 10, 2014, 12:02:
B) No they shouldn't be cutting benefits for everyone. There do, however, need to be limits for everyone however so they don't bleed everyone else dry. The needs of the many outweigh those of the few sort of thing. Life at any cost? I don't think so. That goes against the natural order of things.

So people buy insurance for these situations, then... shouldn't be able to use it?
The baby, who will grow up healthy, should die? Because natural order of things?

I assume, then, you take no medication. Cavemen didn't take medication! If they had a kidney stone they died, dammit!


Also, keep in mind that this didn't cost AOL $1 million (I don't think.) It cost their insurance company that much. A company that exists solely for this reason.

You're wrong again, as usual. People have used natural medicines for time immemorial. However, what they didn't use were machines to artificially alive when they were clearly meant to die.

And unless you're willing to have a wholly regulated society that puts people ahead of profits - and clearly you anti-socialists are not - then there will never be enough to go around. So that means tough choices and limits for everyone - except the wealthy. So the millionaires and billionaires win as usual because you don't think they should pay their share like everyone else.
 
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38. Re: Morning Metaverse Feb 10, 2014, 16:41 Prez
 
jdreyer wrote on Feb 10, 2014, 15:41:
Yosemite Sam wrote on Feb 10, 2014, 15:17:
For profit healthcare isn't it wonderful.

But, but, but the free market is the most efficient and solves all problems!

It could be I think if it were properly regulated.
 
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“The greatness of a nation and its moral progress can be judged by the way its animals are treated.”
- Mahatma Gandhi
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37. Re: Morning Metaverse Feb 10, 2014, 16:39 Mr. Tact
 
Creston wrote on Feb 10, 2014, 13:25:
You have a better ESPP than I do. I can do the same thing, 15% off the stock, it gets purchased every six months, you buy it for the lowest price either of day one or day 180, but I can't sell it for a year. So that makes it kinda pointless...
Yeah, that blows.

The only catch for us is we can't certificate the shares out for 18 months. But if you want to sell them, the vendor will do that on the first day the shares are posted to the account. Now, you do get a bit hosed, their pricing is pretty high compared to something like TradeKing or Scottrade. But it isn't horrendous. The last time I did that I think it was like $80 in fees to sell 1,000 shares. So, 10 times what I would pay in my Scottrade account, but low enough to live with.
 
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36. Re: Morning Metaverse Feb 10, 2014, 16:12 harlock
 
jdreyer wrote on Feb 10, 2014, 15:41:
Yosemite Sam wrote on Feb 10, 2014, 15:17:
For profit healthcare isn't it wonderful.

But, but, but the free market is the most efficient and solves all problems!

YOU FUCKING LEFT WING LIBERAL SOCIALIST COMMIES

YOU ARE BLIGHT ON THIS FAIR NATION
 
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35. Re: Morning Metaverse Feb 10, 2014, 15:41 jdreyer
 
Yosemite Sam wrote on Feb 10, 2014, 15:17:
For profit healthcare isn't it wonderful.

But, but, but the free market is the most efficient and solves all problems!
 
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34. Re: Morning Metaverse Feb 10, 2014, 15:17 Yosemite Sam
 
For profit healthcare isn't it wonderful.  
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CIV4 MOD http://forums.civfanatics.com/showthread.php?t=326525
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33. Re: Morning Metaverse Feb 10, 2014, 13:25 Creston
 
Mr. Tact wrote on Feb 10, 2014, 12:37:
HorrorScope wrote on Feb 10, 2014, 12:21:
Which most financial advisors will tell you don't put all your money streams into your employer, paycheck and investments. You'd think that employees couldn't do that just to keep them safe and companies honest. But no, my company pushes their stock on their employees. I say no, even tough last year it was a monster and would have been a smart move for at least that year, but overall it is too risky.
Yeah, it really depends on the specific situation. For instance, I max out my 401k contributions, but none of the money is invested in my company except as part of my investment in a S&P 500 fund. However, my company also offers an ESPP (Employee Stock Purchase Plan). You put anywhere from $10 to $1000 per month into an account and every six months they use whatever is in the account to purchase company stock in your name at 15% under the lower of the prices from the start of the period or the end of the period. Which is a total win. Even if the stock price is going down, you can simply sell the shares the day after they are purchased and you immediately make 15% on your money.

The Dec. 31st purchase represented an immediate 40% gain -- the stock was up 25% from mid year. So, even though it's now down 15% in the last month, I really don't care too much.

You have a better ESPP than I do. I can do the same thing, 15% off the stock, it gets purchased every six months, you buy it for the lowest price either of day one or day 180, but I can't sell it for a year. So that makes it kinda pointless...

 
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32. Re: Morning Metaverse Feb 10, 2014, 13:08 HorrorScope
 
Beamer wrote on Feb 10, 2014, 13:03:
Also, keep in mind that this didn't cost AOL $1 million (I don't think.) It cost their insurance company that much. A company that exists solely for this reason.

Lol, they are probably self-insured. A lot of companies are and use that against you as well. "You know as a company we are self insured and such we have to pay it". That is when in my head I go Clint Eastwood on them and say to myself "Well then maybe we shouldn't be self-insured".

They say it as if they have to be self insured, if it's a problem then don't be self insured and use real big-boy insurance, mkay!
 
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31. Re: Morning Metaverse Feb 10, 2014, 13:04 HorrorScope
 
Mr. Tact wrote on Feb 10, 2014, 12:37:
HorrorScope wrote on Feb 10, 2014, 12:21:
Which most financial advisors will tell you don't put all your money streams into your employer, paycheck and investments. You'd think that employees couldn't do that just to keep them safe and companies honest. But no, my company pushes their stock on their employees. I say no, even tough last year it was a monster and would have been a smart move for at least that year, but overall it is too risky.
Yeah, it really depends on the specific situation. For instance, I max out my 401k contributions, but none of the money is invested in my company except as part of my investment in a S&P 500 fund. However, my company also offers an ESPP (Employee Stock Purchase Plan). You put anywhere from $10 to $1000 per month into an account and every six months they use whatever is in the account to purchase company stock in your name at 15% under the lower of the prices from the start of the period or the end of the period. Which is a total win. Even if the stock price is going down, you can simply sell the shares the day after they are purchased and you immediately make 15% on your money.

The Dec. 31st purchase represented an immediate 40% gain -- the stock was up 25% from mid year. So, even though it's now down 15% in the last month, I really don't care too much.

Yeah we are pretty much mirroring. S&P has been a great place to be. My company it's a 5% off stock offering, 15% does make it more tempting.

Maxx yep to everything you stated.
 
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30. Re: Morning Metaverse Feb 10, 2014, 13:03 Beamer
 
Cutter wrote on Feb 10, 2014, 12:02:
B) No they shouldn't be cutting benefits for everyone. There do, however, need to be limits for everyone however so they don't bleed everyone else dry. The needs of the many outweigh those of the few sort of thing. Life at any cost? I don't think so. That goes against the natural order of things.

So people buy insurance for these situations, then... shouldn't be able to use it?
The baby, who will grow up healthy, should die? Because natural order of things?

I assume, then, you take no medication. Cavemen didn't take medication! If they had a kidney stone they died, dammit!


Also, keep in mind that this didn't cost AOL $1 million (I don't think.) It cost their insurance company that much. A company that exists solely for this reason.
 
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http://www.deathwishinc.com
http://www.hydrahead.com
http://www.painkillerrecords.com
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29. Re: Morning Metaverse Feb 10, 2014, 12:43 NewMaxx
 
HorrorScope wrote on Feb 10, 2014, 12:32:
Hey if you are going to say it like that then I have to put in the other part of the equation... compassion. That plays the biggest role. It's not if the baby is going to make the million back, it's the human race being better than that more than anything else.

Which is what I meant when I said, the value of living in a society that respects life is difficult to quantify. Trying to put an "ROI" on something like that is not only difficult but impossible. You can't know what any one person will accomplish or how much more they can accomplish with the appropriate freedoms. Of course, part of those "freedoms" means being able to live healthfully and normally. So it often comes back to a cost...it's by no means a simple problem.

I will say that a free society is more productive, more evolutionarily-sound in its ability to adapt, than a closed one. Privacy is the cornerstone of such a society. I recognize the fact that within the information age, data is becoming more important for efficiency. I understand also that people tend not to be capable of informing themselves enough to be protected. All of that is an ongoing issue...but I think it really comes down to natural human rights versus this technological edge we ride (and which is, as some mentioned, sociopathic).
 
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28. Re: Morning Metaverse Feb 10, 2014, 12:37 Mr. Tact
 
HorrorScope wrote on Feb 10, 2014, 12:21:
Which most financial advisors will tell you don't put all your money streams into your employer, paycheck and investments. You'd think that employees couldn't do that just to keep them safe and companies honest. But no, my company pushes their stock on their employees. I say no, even tough last year it was a monster and would have been a smart move for at least that year, but overall it is too risky.
Yeah, it really depends on the specific situation. For instance, I max out my 401k contributions, but none of the money is invested in my company except as part of my investment in a S&P 500 fund. However, my company also offers an ESPP (Employee Stock Purchase Plan). You put anywhere from $10 to $1000 per month into an account and every six months they use whatever is in the account to purchase company stock in your name at 15% under the lower of the prices from the start of the period or the end of the period. Which is a total win. Even if the stock price is going down, you can simply sell the shares the day after they are purchased and you immediately make 15% on your money.

The Dec. 31st purchase represented an immediate 40% gain -- the stock was up 25% from mid year. So, even though it's now down 15% in the last month, I really don't care too much.
 
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