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11. Re: Out of the Blue Feb 13, 2013, 13:31 nin

Honestly, it's probably more paranoia than anything on my part. But if someone maxes out a regular credit card, I still have my checking account to pay for things in the meantime, until it's straightened out. But if they do that with my debit card that deducts directly from my checking account, I could be royally screwed until it's straightened out, unless I want to dive into my savings account.

The odds of it happening are extremely low. But it never hurts to protect yourself. I've known a coworker who had to dispute a tip amount charged to a card, and you still hear about it happening from time to time. Similar to what Cutter said the other day, I just hit the ATM for $100 here and there, as needed.
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