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13. Re: Out of the Blue Feb 10, 2013, 20:32 nin
Can't speak for everyone, but I use the rule of:

cash - for fast food, grocery, gas, or misc purchases, or any place where I don't feel comfortable trusting the person with my card (aka that 16 YO kid behind the register whos on their first job).

actual credit card - places I deal with frequently and know people, feel relatively comfortable they won't rip me off.

debit card - branded credit card but withdraws from my checking account - only extremely trusted places, where I'm familiar with people or have done business a lot (and used cash or CC previously).
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