Stormsinger, you must not work in the games industry. Often it is completely irrelevant how good your management is and how well prepared you are. Sometimes contracts end before you expect (often with no warning) and not everyone can spare the resources to have many projects going at once (actually very few do). Bad management would be to run the company into the ground, beg people to stay with no pay for months without a realistic plan. At least paying severance and PTO gives people some cushion to find some place else. There are a lot of things that are simply out of your hands as an independent game developer and you gamble every time you choose to make a game.