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26. Re: Out of the Blue Jan 10, 2013, 13:44 Creston
 
eRe4s3r wrote on Jan 10, 2013, 13:31:
Just to get something right, you have health insurance I assume? does it not take pay the wage you lost for a set amount of sick-days? Because this is quite literally why employers here usually don't have to go to work with a flu, though they'll have to see a doctor to get .. what you call it, proof?

No, it doesn't. There is a supplemental insurance you can buy that would pay you if you're sick. The most well-known of those is AFLAC, though it's more known for its commercials (which are usually pretty hilarious) than for its actual product. There are so many buts and ifs to their policy that you practically have to be dead before they start paying you.

If your sick days are not paid by your insurance.. then one wonders wtf you are having insurance for, honestly. Because health insurance shouldn't just cover medical stuff, obviously being ill has an economic effect that it has to cover as well, or you just end up being punished for being ill.

We have insurance because otherwise going to the hospital for a few days will wipe you out financially. Friends of mine had their twin children six years ago, and they are STILL paying off their hospital bills from her several week visit. (and will be for the next dozen years or more.)

Creston
 
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