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Steam Wallet Beta

Steam Wallet is a new service Valve is beta testing to offer an alternate method of paying for games on the Steam service. As the name implies, the service allows you to store funds in a Steam-specific account instead of keeping your cash stuffed in the mattress.

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30. Re: Steam Wallet Beta Sep 14, 2010, 13:09 DG
No complaints here while I can continue to make my purchases using my CC. Features I don't want but don't have to use are just features available for other people so why should I care?

This'll be for store cards, gift vouchers, people who don't have CC. Nothing useful for me there, but probably for other people, especially people who can't get a credit card. Some cards/countries people might get thumped with a charge for buying in $USD, so this lets them have 1 charge instead of lots. Perhaps in future I mind find it convenient for micro-transactions.

Funds added to the Steam Wallet are non-refundable and non-transferable.
Whilst of course it's important to know this, and yes it's a "bad thing", it's no different to a gift card. Holding a refundable balance likely would mean being subject to a raft of regulations - basically because they're being a bank - in every single country where the Wallet feature is available.

'Course my opinion would be rather more caustic if they took away the regular payment option...

ps. I have savings at 2.85% here in UK, though I keep an eye on which tracks good rates. Still about half inflation though
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